Getting a mortgage in Israel can feel overwhelming - especially if you’re buying from abroad. At LendAbroad, we specialize in overseas mortgages, helping clients navigate the process quickly and efficiently. Our experts speak English and French, and our AI-powered system ensures every step moves smoothly.
Step 1: Pre-Approval (Ishur Ekroni) - Usually 3 Business Days
The first step is getting a pre-approval, called Ishur Ekroni in Hebrew. This confirms the bank is willing to lend you a certain amount.
Why LendAbroad makes it faster:
AI-powered tracking ensures all documents are submitted correctly.
Experts coordinate directly with banks to reduce waiting times.
Overseas support in English and French.
What you need:
Personal information and ID.
Income proof and bank statements.
Property details if already selected.
Step 2: Document Verification & Property Valuation – 1–2 Weeks
After pre-approval, the bank requires verification of documents and an appraisal of the property.
Documents typically required:
Proof of equity and assets.
Pay slips, tax assessments, or accountant letters.
Property purchase contract.
Up-to-date Tabu (property registration) or eligibility certificate.
Property appraisal:
Scheduling: 3–7 days.
Appraisal report: 3–5 days.
Bank review: a few days to a week.
LendAbroad advantage:
We manage all document submission and bank communications.
AI-powered system tracks deadlines automatically.
Multilingual support ensures no miscommunication for overseas clients.
Step 3: Final Approval & Signing: 1–2 Weeks
Once the appraisal and documents are verified, the bank issues a final mortgage approval. You then:
Sign the mortgage and guarantor documents.
Set up property and life insurance with the bank as beneficiary.
Register the mortgage lien (Tabu / Israel Lands Authority).
Receive funds (typically 7–10 days after signing).
Why LendAbroad helps:
Our experts expedite approvals and monitor every stage with AI.
English and French advisors simplify communication.
Overseas investors save time and avoid errors that cause delays.
Factors That Can Delay Your Mortgage
Bank staff availability, especially during summer and holidays.
Missing or incomplete documents.
Complex financial situations (self-employed or irregular income).
Appraiser availability.
LendAbroad reduces delays by:
Preparing all documents in advance.
Monitoring progress with AI.
Managing communication between banks, appraisers, and clients.
FAQs - Overseas Mortgage in Israel
Q: Can I get a mortgage in Israel from abroad?
A: Yes! LendAbroad specializes in overseas investors and provides full support in English and French.
Q: How fast can I get an Ishur Ekroni?
A: Usually within 3 business days with LendAbroad.
Q: Can LendAbroad speed up the entire mortgage process?
A: Absolutely. Our AI system tracks documents, deadlines, and bank responses to minimize delays.
Q: What is the typical total timeline?
A: 45–90 days, but with LendAbroad’s guidance, it can often be faster.
At LendAbroad, we help Olim and international buyers find the right mortgage solution for their chosen city.
Any questions? Contact us today at hello@lendabroad.com
